Loan Scammer – Smith Williams

LOAN SCAM ALERT! This post gives information on the email address, which is being used by Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: "Commercial Loans & Services" <>
Subject: Loan offer,
To: undisclosed-recipients:;
Bcc: [Redacted]

Email body

Attention Sir/Madam,

We are writing you today to introduce our business loan services to you.

Commercial Holdings Inc. has developed relationships with several lenders who offer funding for businesses in need. We have direct access with capital funding sources and have well developed and proven methods for organizing and structuring capital financing, with the ability to procure full capital funds with favorable rates and terms.

Funds are available for land development, expansion capital, working capital, real property, construction projects, factoring, energy, manufacturing, telecommunications and real estate acquisitions such as hotel and commercial properties. We also take a look at the need for financing in a wide variety of other industries as well, such as oil and gas, new technologies, and forestry and mining to name a few.

Our pool of funds is provided by high net worth individuals, trust funds, family office funds as well as corporate and institutional funds. We act as the direct custodian of these funds provided by our clients who request that we operate with the utmost of privacy and discretion. As a result we normally fund individual projects starting from 3 million well into the 100 to 200 million dollar range.

The focus is towards those who are in need of additional capital to maintain financial stability in order to help strengthen, revitalize and stimulate their business. The chief aim of these loans is to promote economic growth of sustainable businesses through job creation, resulting in economic empowerment.

For any project we will require an Executive Summary or Business Plan to proceed. Please contact us if you are interested so that we can send you a loan application. If you have any question please free to contact the undersigned.

Looking forward to working with you in the future.

Yours truly,
Smith Williams,
Phone: 917-231-9305 (New York) USA.

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free Outlook address.
  • The email was mass-mailed to many recipients using BCC.
  • The email gives no indication of who the company offering the loan are regulated by.
  • The ridiculous upper amount of loan being offered.

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