Email Loan Scams

Loan Scammer – RCS Loans

LOAN SCAM ALERT! This post gives information on the email address, which is being used by South African Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: RCS loan <>
Sender: Debbie Mccoy <>
Subject: Apply for a Personal/Business Loan
X-Originating-IP: []

The message has no body – the scam is in theattached PDF file

Content of the attachment

Dearly Esteemed Customer,
On behalf of our board of Directors, I write to introduce RCS Loans to you. Firstly, RCS is an acronym for
Residential Credit Solutions. RCS is a registered Credit and Financial Services Provider. NCRCP 38. FSP
RCS Group is a financial independent company which offers individuals a variety of loans including personal
loans, home loans, Insurance, private label and retail credit cards.
Who may apply for such a loan?
RCS Loans range from between R10,000 to R250,000 (PERSONAL LOANS) R50,000 to R2,000,000 (HOME
LOANS), R50,000 to R5,000,000 (BUSINESS LOANS) and individuals between the ages of 21 and 75, who is
permanently employed, and earning at least R2000 per month can apply.
Back up and quality service guaranteed
The RCS Group was established during 1999 by two business giants namely,Standard Bank with 45% shares
and Foschini Group with 55% shares, and therefore financial expertise and customer service backup is
guaranteed for your RCS LOANS; RCS is also listed on the Johannesburg Stock Exchange (JSE).
How do I go about applying for such a loan?
It really is as simply as Simply SENDING AN EMAIL ( with accurate
information and a customer service advisor will contact you within hours to complete the transaction. A real
time credit check facility is available which automatically provides information regarding your current credit
ranking, and whether or not you qualify for the loan amount.
Loan period and interest rates
The repayment on your loan will vary from between 12 to 120 months and the interest will be charged
accordingly. RCS personal loans are unsecured loans which also mean that no collateral or securities from the
individual is required, This ought to motivate a higher interest rates charged but we are offering this loan at
Other fees
Other fees, including initiation and service fees might be applicable and individuals need to be aware of this.
Individuals may be subject to undertake a small insurance policy which will cover your loan amount in the
case of dread disease, permanent disability or death.
RCS loans are usually must easier to obtain and the application process is simple. Friendly and knowledgeable
customer agents will be able to assist with any queries, and whether or not the requested personal loan and
repayments will suit your budget. RCS personal loans are ideal to obtain if you require funds relatively
quickly. It can therefore not be stressed enough to keep your current debt payments up to date to ensure
trouble free and easy access to a RCSLoan.
Individuals or Businesses interested in applying for a RCS LOANS or who simply require more information,
simply SEND AN EMAIL with ID Number, Full Name, Requested Loan Amount, Monthly Income and Contact
details to

IP Address Analysis Header Analysis Quick Report
Originating IP:
Originating ISP: Telkom-internet
City: Johannesburg
Country of Origin: South Africa
* For a complete report on this email header 
  goto ipTRACKERonline

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free email address.
  • The email was mass-mailed to many recipients using BCC.
  • No legitimate company would send a blank email with just an attachment. Scammers do this to try and avoid anti-spam filters.
  • The email originated from South Africa, which is a known Advance Fee Fraud hotspot.

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