Email Loan Scams

Loan Scammer – John Howlett

LOAN SCAM ALERT! This post gives information on the email address, which is being used by Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: John Howlett <>
Subject: Are you interested in a loan? 100% Non-Recourse Loan Opportunity
To: undisclosed-recipients:;

Email body

Good Day,

We are one of the world’s largest LOAN PROVIDERS and one of the
world’s largest and safest institutions, we work with global investors
and financial companies and aim in helping our clients achieve their
dreams in loan programs with interest as low as 1.50% (1.92% APR).
Loans for foreigners. Programs without income verification. Fixed and
variable interest rate loans. Payment terms of 10, 15, 20 and 30
years. International Loan Consultants puts at your disposal 27 years
of experience in the industry to maximize your investment and minimize
your expenses.

However, there is an ongoing program currently offering 85%
Non-Recourse Loan (NRL) with a BG Leased Monetization program for
trade finance, constructions, credit enhancement, government funding,
property investment and all-round range of fundings for a period of
10-years + 1 year grace period with no prepayment penalties.

Let us know if you are interested in our services so as to provide you
with more information.

John Howlett
Financial Consultant

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free email address.
  • The email was mass-mailed to many recipients using BCC.
  • The email gives no indication of who is offering the loan, where they are based or who they are regulated by.

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