Email German Loan Scams

Loan Scammer – rayphilipsfinancialservices

LOAN SCAM ALERT! This post gives information on the email address, which is being used by Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: Mr Philip <>
Subject: Benötigen Sie einen Geschäftskredit?
To: undisclosed-recipients:;

Email body


Wir bieten Kredite in alle Länder zu einem Zinssatz von 1% an. Von $10.000,00 bis $450.000.000,00 USD, nur Euro und Pfund. Wir bieten Geschäftskredite, Privatkredite, Studentenkredite, Autokredite und Kredite zur Begleichung von Rechnungen an. Kontaktieren Sie uns jetzt.

1. Vollständige Namen der Kreditantragsteller
2. Herkunftsland/Wohnsitz
2. Benötigte Menge
4. Laufzeit des Darlehens
5. Telefonnummer

Mit freundlichen Grüßen

English translation


We offer loans in all countries at an interest rate of 1%. From $ 10,000.00 to $ 450,000,000.00 USD, Euros and Pounds only. We offer business loans, personal loans, student loans, auto loans, and billing loans. Contact us now.

1. Full names of loan applicants
2. Country of origin / place of residence
2. Quantity required
4. Term of the loan
5. Telephone number

Kind regards
Tax inspector

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free Gmail address.
  • The email was mass-mailed to many recipients using BCC.
  • The email gives no indication of who is offering the loan, where they are based or who they are regulated by.
  • The ridiculous upper amount of loan being offered.

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