Loan Scam – carlossifuenties.financialhome@gmail.com

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: CARLOS SIFUENTIES <carlossifuenties.financialhome@gmail.com>
Subject: URGENT LOAN AT 2 PERCENT INTEREST
To: undisclosed-recipients:;
Bcc: [Redacted]

Email body

Good day everyone. I am Carlos Sifuenties a Mexico citizen who
operate on loan in part of the countries.

Need a loan? We are here to help!

Do you need money right away? No matter what your situation is, we are
here to help. We work with hundreds of lenders who provide loans from
$300 up to $5,000. upto 100,000.00usd upto 500,000.00usd upto 5Million
for project loan and investment loan home loan car loan innovation
loan business loan upto 500,Million you can also get our loan from
50,000.00usd to 250,000.00usd 680,000.00 70,000.00usd 430,000.00usd
120,000.00usd 200,000.00usd 700,000.00usd We understand money issues
can arise for just about any reason. At The Loan Buddy, we help people
every day because they need money fast. We make borrowing money easy
and straightforward and all done online in the privacy of your own
home.

Our process is painless, simple, and most decisions are made within
minutes not days. Once you complete the online forms, we can get
started in finding you a lender that will loan you the cash you need.
To begin the loan process click on the “Get Started” button and you
should have a decision within minutes.

Bad Credit OK

If you are looking to borrow money and have bad credit don’t worry,
it is possible to get the loan you need. Our lenders can work with all
sorts of credit issues, and some of them specialize in bad credit
loans. Often with bad credit, you may only qualify for a small loan
amount. Some lenders will work with you and provide larger loans if
you make your payments on time.

Short-term Loans or Installment Loans

Our lenders offer both short-term as well as longer-term installment
loans. If you need to borrow less than $1,000 often a short-term
payday loan might fit your situation best. These type of loans are
usually paid back within 14-30 days. They do have a higher interest
rate but are much easier to qualify for.

If you are looking for a larger loan, then an installment loan may be
the type of loan you need. Installment loans are generally paid back
over one to five years. The interest rates are usually better but
depend on your creditworthiness.

What You Will Need

Our lenders will require you to fill out some necessary information
about you. You will need an active bank account. Your creditworthiness
may not even be a requirement issue. You may also be eligible for an
online loan yet if you have no credit history. The loan amount may
range from a few hundred to a few thousand dollars, and the loan will
be automatically deposited into your bank account.

Most lenders will require some information and documentation from you,
to gauge eligibility. It’s important to gather up your documentation
before starting the loan process. This will make it easier to complete
the loan request documents. The additional documentation needed to
finalize the processing of your online loan will vary according to the
requirements of the lender. You may need to provide your social
security number, or the last four digits, a W-2 or current pay stubs,
picture ID, proof of residency and so on. You should be able to
provide such info via photo screenshots or scanned documents converted
into PDFs. Each situation is different, and the requirements may vary.

E-mail: carlossifuenties.financialhome@gmail.com
Phone Number: +19415656220
Fax: +19415536433

Why is this a loan scam?

1. The email address used is a free Gmail address.
2. The email was mass-mailed to many recipients using BCC.
3. The email gives no indication of who is offering the loan, where they are based or who they are regulated by.
4. The ridiculous upper amount of loan being offered.