Loan Scam – michaelbloomberg623@gmail.com
The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.
Email headers
From: Michael Bloomberg <michaelbloomberg623@gmail.com>
Subject: Re: We offer Business/Company/Project loans at 3%.
Email body
12100 US 49 #800, Gulfport, MS 39503, USA
Tel +1 (224) 244-9844Hello Applicant,
First we offer two (2) kind of loan which are:
{1} Personal Loan
{2} Business LoanWe are located in United State We lend money to companies and private individuals. So you will be requested of some information below, and you will have to send it to us before we start the processing of your loan. In the first option, applicant applying for this must be above 18 years
and have a place of work, also the applicant should at least earn nothing less than $500USD monthly. While the other option, the applicant must be above 25 Years and also have a business or have in mind to establish a business. The maximum amount you are allowed to loan for business is $500,000,000USD and 0.2% interest rate per month while that of personal loan is $200,000USD and 0.3% interest rate per month.Before any further process, you will be required to send the following details:
APPLICATION DETAILS
Full Name:……………………. ……………..
Contact Address:…………………. ……….
Phone:…………………… …………………..
Amount Needed as Loan:………………..
Country………………….. ……………………..
Loan Duration:……………. ………………..
Annual Income:………………….. …………
Phone Number…………………… ………..
Purpose………………….. …………………..
Sex……………………… ……………………
Age……………………… ……………………
How Soon Do You Want The Loan?…..
Occupation:………………. …………………
Mode of repayment: monthly or yearlyIn acknowledgement to these details, we will send you a well calculated Terms and Condition which will include the agreement only if our firm has reviewed your application and you are granted a loan.
Find the payment options below:
Payment by western union money transfer ( 6hours )
Payment by bank to bank transfer (12 hours )
Payment by bank certified check ( 3 days )As for the first option, payments made via western union money transfer are loan amounts which are not more than $10,000.00 USD as western union can not carry any amount more than $10,000.00 USD and it takes a couple of hours to get the funds transferred to you.
The second option which is by bank to bank transfer, loan funds are transferred directly into your account with the aid of bank, in this option, applicant must have to send down his or her full bank information to enable us make the transfer and it takes maximum 48 hours for the funds to be transferred into your account.
As for the last option, a certified check is made out by our bank as a draft which can be cashed by clients any where in the world, it takes 4 working days to get to the applicant and 5 days for the check to clear.
SUMMARY LOAN TERMS:
Principal Loan: $……USD
Interest Rate: 3% monthly
Loan duration/period: ………….Months
Interest Per Month: $ ………..USD
Total Interest for ….months ( $…. X ….. months ) =$ ……………. USD
Principle Loan + Total Interest: $…….. + $…….. USD = $ ……… USDOnce you agree to my terms and follow the instructions therein, you stand to get your loan with 82-102 hours. This depends on your seriousness and urgency in obtaining the loan.
Furthermore be informed that you will also need a form of Identification which can be either
* International Passport
* Driver’s Licence
* National Identity Card
* Work Identity Card
In acknowledgement to this mail, we can start the processing of your loan.Regards as I look forward to hearing from you urgently,
Mr Michael Bloomberg
Why is this a loan scam?
- The email address used is a free Gmail address.
- The email was mass-mailed to many recipients using BCC.
- The email gives no indication of who is offering the loan, where they are based or who they are regulated by.
- The ridiculous upper amount of loan being offered.