Loan Scam – firstname.lastname@example.org
The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.
From: Happy Cash Loans <email@example.com> Bcc: Reply-to: firstname.lastname@example.org Subject: Choosing Loans? Choose Happy Cash Loans! (Loan from R20,000 to R40,000,000) Received: from [188.8.131.52] (Forwarded-For: 184.108.40.206)
Be happier with Happy Cash 3.50% fixed interest rate Loans. Our loans are secured, fast and guaranteed.
We are aimed to helping you bridge financial gaps and needs by providing you the financial assistance, while keeping your repayments affordable and easy to manage.
kindly view attached for details and how to apply.
HAPPY CASH LOANS
New Office : Happy Cash Loans
Eastgate Office Park,
Old Office:31 Anderson Street
WHY YOU SHOULD CHOOSE HAPPY CASH LOANS PRODUCT AND SERVICES
The single biggest challenge facing individual and enterprises in South Africa today is accessing the funding they need to help them capitalize on the growth opportunities that present themselves. Happy Cash Loans is a registered financial service provider, legally registered as a loan company here in South Africa and also with the South Africa National Credit Regulator (NCR) with registration Number (NCRCP10260).
Happy Cash Loans offers a range of financial solutions. Our loans are quick and guaranteed. We offer business loans, personal loans, vehicle finance, home loans, debt consolidation loans, commercial loans and agricultural loans at guaranteed 3.5% interest rate per annum. There are never any balloon payments or pre-payment penalties
Cash advances are designed to help people cover short and long term cash needs until their next payday. Also referred to as payday loans, cash advances can be a practical and secure way to tide you over when unexpected expenses crops up. If you have expenses related to an auto accident, emergency medical expenses, or other unexpected bills, a cash advance could help you bridge the gap
? Loans available from R20 000 to R40 000 000 at fixed 3.5% interest rate.
? Flexible repayment periods of 12 to 180 months.
? Straightforward application process.
? Cash deposited directly into your bank account if you qualify.
To Qualify, You Must
? Be 18 years of age or older
? Have a valid ID/ valid permit
? Earn at least R2,000 per month
? Latest three pay slips and the last three months’ bank statements
How Can One Apply?
To apply, kindly send the following details to: email@example.com
A) Full name E) Contact telephone number
B) ID number F) Monthly income
C) Email address G) Type of loan
D) Occupation H) Amount and Duration
Kindly fine loan repayment calculation schedule guide below as a preamble of how our monthly loan repayments are calculated.
Riona Williams (Mrs.)
Phone: +27 (0) 610490133
Happy Cash Loans
IP Address Analysis
Header Analysis Quick Report Originating IP: 220.127.116.11 Originating ISP: Ooredoo Q.s.c. City: n/a Country of Origin: Qatar * For a complete report on this email header goto ipTRACKERonline Header Analysis Quick Report Originating IP: 18.104.22.168 Originating ISP: Cell-c City: Johannesburg Country of Origin: South Africa * For a complete report on this email header goto ipTRACKERonline
Why is this a loan scam?
- It was sent from a totally different email address to the one that you are asked to reply to.
- All the email addresses used are free addresses.
- The email was mass-mailed to many recipients using BCC.
- The email indicates that the company is based in South Africa, but is targeting victims worldwide.
- The email is sent from South Africa, but through a server in Qatar.
- The ridiculous upper amount of loan being offered.
- The email mentions that the loans are guaranteed and a low interest rate. No legitimate lender would make such a promise, they would underwrite loans individually