Email Loan Scams

Loan Scammer – Ruth Daniels – KPS Finance

LOAN SCAM ALERT! This post gives information on the email address, which is being used by South African Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: KPS Finance <>
Subject: Get KPS Finance 4.5% Relieving Loan

Email body

Kindly view attach


The Loan You Deserve
32 Fricker Road,
Johannesburg 2196;
South Africa.
NCR Registration No. NCRCP9489
Legal Registration No.: 2012/101895/07

T: +27618534811 F: +27865998895

Dear Esteemed Customer,

KPS Finance is a registered financial services provider focused on partnering with individuals and cooperate bodies, by
developing opportunities for the small-medium-large businesses that drive South Africa’s economy.

KPS Finances is made to suit each individual’s financial needs, helping them to achieve financial freedom and escape
the trap of bad debt.

Our flagship product, My Consolidation Plan allows you to consolidate debt, combine it into one plan and pay a lower
instalment. It also helps you reduce your financial charges.

KPS Finance is committed to providing personal loans, Business Loans, Car Loans, Home loan, Agricultural Loans and
debt consolidation loans for only 4.50% per annum. These products enables the responsible use of credit as part of a
structured financial plan. Too many South Africans fall prey to loan sharks. The loans they get from these unscrupulous
lenders aren’t designed around their situations and have high repayments.

Our offer ranges from R10, 000.00 to R15, 000,000.00, Loan duration from 6 months to 15 years.

Some of our benefit includes:
Loan application process with us is easy and confidential and you can apply anywhere as long as you have internet
Our loan application process is securely done online and our loan verification process takes with maximum 24 hours.

How Do I Know If I Qualify For KPS Finance?

You must be permanently employed/Self-employed or employed under a fixed term contract You must earn a
minimum net salary of R3 500 a month.

Businesses or Individuals interested to apply must forward the required information; Full Names, ID Number,
Residential/address, Occupation, Monthly Income and Contact telephone numbers to: You
can also call +27618534811 for more enquiries.


Ruth Daniels (Mrs.)
Senior Loan Administrator

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free cash4u address.
  • The email was mass-mailed to many recipients using BCC.
  • The ridiculous upper amount of loan being offered.
  • The email includes phone numbers from South Africa, which is a known Advance Fee Fraud hotspot.

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