Email Loan Scams

Loan Scammer – Goffredo Holbik

LOAN SCAM ALERT! This post gives information on the email address, which is being used by Advance Fee Fraud loan scammers.

Loan Scam –

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: Katherine <>
Reply-To: Goffredo Holbik <>
To: Recipients <>
Subject: APPLY NOW

Email body

Dear Madam/Sir,

Do You Need a Loan? The UNIVERSAL Limited is here to attend to your financial needs. Our company is registered and certified. We offer Loans to individuals and companies in need of Loans. We offer Loans at 3% interest rate for personal, business and investment purposes.

NOTE: If you are a financial consultant with clients in need of loans or investment funding you can refer such clients to us and we will pay you a commission calculated on the total interest amount on the loan or on the investment.

Please do not hesitate to contact us today if you are seriously interested in our offer.

Goffredo Holbik
Regional Financial Officer
Tel:(208) 481-4022

Why is this a loan scam?

  • It was sent from a totally different email address to the one that you are asked to reply to.
  • The email address used is a free Yahoo address.
  • The email was mass-mailed to many recipients using BCC.
  • The email gives no indication of where the “company” that are offering the loan are based or who they are regulated by.

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