Email body

WELCOME:
COMPANY NAME: MILK CONLEY FINANCE LOAN COMPANY
Address: 764 Lafayette St, Durham, NC 27701, USA
Contact Telephone: (+1) (931) (488) (6778)

ATTN: [Redacted]

I am in receipt of your mail and the information that you have provided about yourself have been investigated and they are all correct as a result of this you are qualified for the loan amount of:$750,000.00 USD which you intend to borrow as loan. But Hope you are a GOD FEARING and also a TRUSTWORTHY person as we don’t want to lose our money because in recent times most of our clients have run away with our funds as soon as it has been accredited into their banking account. Hope you will not do the same.. Please Please Hope we can Trust you in this loan transaction because the loan amount we are giving to you is very huge.Below is the calculated loan repayment plan:

Loan Amount Needed:$750,000.00
Loan Interest Rate:2%
Loan Term: 5 years
Monthly Loan Payment:$13,145.82
Number of Payments:60
Cumulative Payments:$788,749.20
Total Interest Paid:$38,749.20
…………………………………………………………………………..
As soon as you agree on this terms and condition, send a mail to us stating that you have agreed or not so that we can go ahead with the approval/insuring and transferring of the loan to you. For proceedings, do get back to me with the either of the following Form of Identity for proper identification of applicant.

International Passport:
Drivers Licenses:
Working Identity Card:
house electrical bill:
…………………………………………………………….
Your Banking information needed to transfer the loan to you,

Bank Name:……..
Account Name:…..
Account #:………..
Swift Code:……….
Bank Phone:…….
Bank Address:……
Phone number……..

Kindly get back to us right away if you are OK with the above loan terms and conditions so that your loan amount which is the sum of $750,000.00 USD can be APPROVED for transfer. we will be waiting to hear from you so that we can proceed with the transfer process for your loan amount, as soon as you sign the loan agreement document, Understand that you will be responsible for your loan approval charge to enable the facilities to proceed on your loan transfer. and once you agree with us, the agreement document will be sent to you on time. and as soon as you has sign the agreement document. your transfer will be done, Thanks for your understanding and God Bless You..

Mr. Milk Conley.

Head Of loan Officer

Loan Scammer – Milk Conley

Loan Scam – conley181@usa.com

Following on from this post, since this scammer was dumb enough to spam his initial email to an email address that had “scamwarner” in it, I thought I’d see just how dumb he is (using an untraceable throw away email address).

The below loan scam email was sent to an email address that exists only to catch scam emails. It has never been used to register on any site, only to communicate with scammers.

Email headers

From: Milk Conley <Conley181@usa.com>
To: [Redacted]
Subject: LOAN INFORMATION
Received: from [196.207.131.169] ([196.207.131.169])

Email body

Hello [Redacted],

MILK CONLEY FINANCE LOAN COMPANY offer financial services and loans and we are ready to fund you with your desire loan amount. We offer financial expertise on all aspects of Consumer, we are a well established company with over 14 years of financial services experience, we offer one-to-one attention to all our clients. We grant loans at 2% interest rate to any country in the world and we give loans ranging from 5,000.00 USD –10,000,000.00 USD to repay within a period of 1 year a maximum of 30 years. MILK CONLEY FINANCE LOAN COMPANY have developed an excellent reputation. We can help with all types of financial services.

We are the number one choice for:

*Commercial finance
*Consumer finance
*Unsecured loans
*Business and retail finance
*Property finance.

Please choose the type of finance you require above and fill the below application form.

Amount Requested:
Duration :
Purpose of Loan :
Name:
Middle Name :
Surname:
Date of birth (dd -mm- yyyy ) :
Gender:
Marital Status:
Address:
City:
Country:
State / Province :
ZIP code :
Rent or own a
house?
How long have you lived here ?
Occupation:
What is your
monthly income ?
Home Phone Number:
Mobile phone number :
Fax:
Email:
What is the best time to contact you ?
Which site did you get our ad?

We await to receive the fill application to enable us process your request.

Sincerely,
Mr Milk Conley
Address: 764 Lafayette St, Durham, NC 27701, USA
Contact Telephone: (+1) (931) (488) (6778)

IP Address Analysis

Header Analysis Quick Report
Originating IP: 196.207.131.169
Originating ISP: Wananchi-
City: Nairobi
Country of Origin: Kenya
* For a complete report on this email header 
  goto ipTRACKERonline

Why is this a loan scam?

The email address used is a free address.
The email was mass-mailed to many recipients using BCC.
The email claims that they can offer loans in any country in the world – no legitimate lender could do that, as they would need to be registered, authorised and have a physical presence in each country.
The ridiculous upper amount of loan being offered.
The email originated from Kenya, which is a known Advance Fee Fraud hotspot.